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Season's Greetings from Spend Time
Seasons greetings (and a quick update) from Spend Time.
Michael Roberts FPFS
Dec 12, 20232 min read
131 views


Protect your home from fraud
Effects of property fraud can be devastating. HM Land Registry's free property alert service could help avoid becoming a victim.
Michael Roberts FPFS
Sep 6, 20232 min read
95 views


Spend Time planting a tree from us
Can you give a home to a tree from Spend Time?
Vicki Watts
Jul 18, 20232 min read
69 views


Cash - are interest rates interesting again?
Whilst cash is not usually a suitable home for money that is expected to be sitting around for the longer term, we usually recommend...
Michael Roberts FPFS
Dec 13, 20223 min read
73 views


Lending a helping hand in times of vulnerability
From time to time, every one of us may be able to describe ourselves as ‘vulnerable’ for one reason or another; indeed, The Financial...
Vicki Watts
Nov 17, 20223 min read
68 views


Mini-Budget - 2 minute guide (Updated)
A quick summary of today's mini-budget.
Michael Roberts FPFS
Sep 23, 20223 min read
127 views


Autumn Statement Summary
The Chancellor of the Exchequer, Rishi Sunak, delivered his Autumn Statement today. This was not a "proper" Budget; which this year took...
Michael Roberts FPFS
Oct 27, 20213 min read
41 views

When to call 159
Criminals stole £753.9 million through fraud and scams in the first half of 2021, an increase of 30% compared to the first half of 2020....
Michael Roberts FPFS
Oct 20, 20212 min read
66 views


Contactless payment limit to rise
It has now been confirmed that the contactless payment limit, which allows consumers to pay for goods and services without the need to...
Michael Roberts FPFS
Sep 1, 20211 min read
30 views


NS&I Green Savings Bond details announced
In the last Budget in March, it was announced that the government would offer a green retail savings product through National Savings and...
Michael Roberts FPFS
Jul 5, 20212 min read
28 views

Why we support Link Visiting Scheme
Through my Financial Planning work over the past 15 years, I have on many occasions seen the effects that loneliness and social isolation...
Michael Roberts FPFS
May 5, 20212 min read
33 views


Budget Summary
The Budget Statement was delivered by Chancellor of the Exchequer, Rishi Sunak earlier today. It takes place following what has...
Michael Roberts FPFS
Mar 3, 20215 min read
24 views


Explainer: Difference between Debt, Deficit and GDP
Often, the words "debt", "Deficit" and "GDP" are mentioned in the media; but what do they actually mean, what's the difference, and how...
Michael Roberts FPFS
Jan 25, 20212 min read
45 views


Fraud - It could be you
Over the years, fraudsters have become increasingly sophisticated in their use of scams. Gone are the days when you could spot a suspect...
Michael Roberts FPFS
Apr 7, 20203 min read
69 views


The silent killer of financial plans
When thinking about the future, considering the time when you’ll no longer be working and will instead be relying on your own resources,...
Michael Roberts FPFS
Jan 26, 20203 min read
27 views

The amazing power of compound interest
Consider the following two guys. Dean and Dan. Both age 25 they have studied together at uni and are now entering the world of work. Dean...
Michael Roberts FPFS
Jan 25, 20202 min read
35 views


What’s a billion quid between friends?
Have you ever watched an interview on TV, or listened to one on the radio, when a politician is bandying around the few hundred million...
Michael Roberts FPFS
Nov 8, 20192 min read
55 views
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